Being Global Leader in Islamic Finance

Nama : Indira Sari Hananto
NPM : 13211582
Kelas : 4EA25

Sejarah Perbankan Syariah

Perbankan syariah atau perbankan Islam  adalah suatu sistem perbankan yang pelaksanaannya berdasarkan hukum islam (syariah). Pembentukan sistem ini berdasarkan adanya larangan dalam agama Islam untuk meminjamkan atau memungut pinjaman dengan mengenakan bunga pinjaman (riba), serta larangan untuk berinvestasi pada usaha-usaha berkategori terlarang (haram). Sistem perbankan konvensional tidak dapat menjamin absennya hal-hal tersebut dalam investasinya, misalnya dalam usaha yang berkaitan dengan produksi makanan atau minuman haram, usaha media atau hiburan yang tidak Islami, dan lain-lain.

Meskipun prinsip-prinsip tersebut mungkin saja telah diterapkan dalam sejarah perekonomian Islam, namun baru pada akhir abad ke-20 mulai berdiri bank-bank Islam yang menerapkannya bagi lembaga-lembaga komersial swasta atau semi-swasta dalam komunitas muslim di dunia.

Tujuan Perbankan Syariah

Bank syariah adalah bank yang aktivitasnya meninggalkan masalah riba. Dengan demikian, penghindaran bunga yang dianggap riba merupakan salah satu tantangan yang dihadapi dunia Islam dewasa ini. Suatu hal yang sangat menggembirakan bahwa belakangan ini para ekonom Muslim telah mencurahkan perhatian besar, guna menemukan cara untuk menggantikan sistem bunga dalam transaksi perbankan dan membangun model teori ekonomi yang bebas dan pengujiannya terhadap pertumbuhan ekonomi, alokasi dan distribusi pendapatan. Oleh karena itu, maka mekanisme perbankan bebas bunga yang biasa disebut dengan bank syariah didirikan. Tujuan perbankan syariah didirikan dikarenakan pengambilan riba dalam transaksi keuangan maupun non keuangan

Financial Inclusion dan Financial Eklusion

Financial inclusion adalah suatu untuk mendapatkan akses masuk ke lembaga keuangan formal. financial eklusion adalah cara yang tidak orang sukai untuk masuk ke lembaga keuangan formal, alasannya karena tidak mau mendapatkan riba.

Apa yang Harus di Lakukan untuk Menjadi Global Finance

1.     Niatkan 

2.     Memperluas wawasan

3.     Meningkatkan pengetahuan

4.     Bangunlah visi

5.     Istiqomah

6.     Lakukanlah bersama-sama

TUGAS SOFTSKILL BAHASA INGGRIS BISNIS 2 (2)

Nama   : Indira Sari Hananto

NPM   : 13211582

Kelas   : 4 EA 25

Passive and Active Sentence

Active Form

In active sentences, the thing doing the action is the subject of the sentence and the thing receiving the action is the object. Most sentences are active.

[Thing doing action] + [verb] + [thing receiving action]

Passive Form

In passive sentences, the thing receiving the action is the subject of the sentence and the thing doing the action is optionally included near the end of the sentence. You can use the passive form if you think that the thing receiving the action is more important or should be emphasized. You can also use the passive form if you do not know who is doing the action or if you do not want to mention who is doing the action.

[Thing receiving action] + [be] + [past participle of verb] + [by] + [thing doing action]

Examples of active - passive sentence :

1.      Once a week, Kanade cleans the house. (active)

Once a week, the house is cleaned by Kanade. (passive)

2.      Maruko is taking the umbrella. (active)

The umbrella is being took by Maruko. (passive)

3.      Kagome bought a ring. (active)

A ring was bought by Kagome. (passive)

4.      Otonashi is buying some flowers for Kanade. (active)

Some flowers are being bought by Otonashi for Kanade. (passive)

5.      She meets them everyday. (active)
They are met by her everyday. (passive)

6.      Asuna waters this plant every two days. (active)
This plant is watered by Asuna every two days.(passive)

7.      Tomoya ate seven shrimp at dinner. (active)

At dinner, seven shrimp were eaten by Tomoya. (passive)

8.      Sue changed the flat tire. (active)

The flat tire was changed by Sue. (passive)

9.      We are going to watch a movie tonight. (active)

A movie is going to be watched by us tonight. (passive)

10.  She ran the obstacle course in record time. (active)

The obstacle course was run by her in record time. (passive)

Examples of passive - active  sentence :

1.      This plant had been watered by Gabriella for 5 minutes when I got here. (passive)

Gabriella had watered this plant for 5 minutes when I got here. (active)

2.      They had been met by him before I came. (passive)

He had met them before I came. (active)

3.      You can be helped by us. (passive)

We can help you. (active)

4.      The computer cannot be repaired by Peter. (passive)

Peter cannot repair the computer. (active)

5.      It has been being told to me by Gwen. (passive)

Gwen has been telling it to me. (active)

6.      The book was read by Jane yesterday. (passive)

Jane read the book yesterday. (active)

7.      The meeting would be cancelled by Dane. (passive)

Dane would cancel the meeting. (active)

8.      A party will be held by Andrew. (passive)

Andrew will hold a party. (active)

9.      A cake is being made by Emma. (passive)

Emma is making a cake. (active)

10.  The hall is being decorated by us. (passive)

We are decorating the hall. (active)

SUMBER :

http://www.englishpage.com/verbpage/activepassive.html